I am thankful to have you all for support.
Currently I don't have a club to go to, still searching, I am not in Utah, but abroad, here for another year on this expensive dinky, bad car driven, animal poisoning island. Sorry had to vent. I will train by myself, or with husband and his friends. There are a few people who ride, so that is a positive. I really needed this bike, and to find this forum to get me through.
I will get myself ready for when I do have a club to join and I will be ready to take on a century with confidence when getting back. For now I will find enjoyment and stress relief cycling with friends.