Who's idea of beautiful?- a cosmetic company's?- well of COURSE they want us to slather on as many goops as they can get us to buy! Their idea of beauty is dollar signs.I would never even consider stuff like self tanning lotion (why dye your skin?) or cellulite creams (can't cream away fat).
Sunscreen when in the sun and mositurizer when not in the sun are both good things, though. Moisturizer can mean anything, as simple even as a bit of olive oil.
Last year, after years of using various SPF30 suncreens with no problem, I suddenly broke out in about 100 giant hives after applying my "usual" sunscreen one day! The hives took 6 days to go away- it was AWFUL, like having a disease! So apparently I suddenly developed an allergic reaction the chemical suscreens. Since then I have switched to natural sunBLOCKS instead- those being with titanium dioxide and/or zinc oxide as the ONLY active ingredients. Have not had a problem since.