Look on TE for winter tights. Wear your cycling knickers or shorts under the tights for another layer. If the temp goes into the 30s, wear long thermal underwear as the first layer, the kind designed for cross-sports such as skiing.

For the top, start with a long-sleeve jersey for winter wear - your choice. If it is raining, wear a cycling rain coat. If it isn't, wear a cycling zip jacket. If the temperature is in the 30s, add a thermal top as the first layer.

Wear wool socks, with maybe another layer of thin socks underneath, depending on what you can squeeze into your shoes.

For cycling gloves, get the all-winter full finger gloves with water and wind protection, such as Pearl Izumi.

Then when the temps warm up, wear a short sleeve jersey with your shorts or knickers. When the temps get higher as the summer progresses, wear a sleeveless jersey with the shorts, and put away the knickers until autumn.

Darcy