Welcome to TE!
You can get a darn good bike for $2k
look into those Rubys and also check out the Bianchi lady's bikes.
and put on the very top of your list a nice saddle, maybe even before the road bike!
and here's a whole thread about it:
http://forums.teamestrogen.com/showt...ht=bikes+women



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Thanks for the warm welcome.
(BTW her bars are also about 1 inch higher than the seat thanks to the miracle of quilled stems)