Dear So and So

[Wahine]

Dear Bank of America,

When I electronically transfer money from my account to go towards my B of A Visa, I notice it immediately disappears from my checking account but takes 2 effing days to appear on my Visa. WTF do you think you are doing with MY money for 2 days? I need that money, in that account to pay for building materials for my house. Seeing as you think I'm a deadbeat and won't give me a decent credit limit because I "have not credit history in the US" even though I can show you how much I make per week and have a bloodly professional degree and am married to a man with a PHD, the least you could do is credit my account promptly!!

Not only that, when I add money to my account to provide increased credit above and beyond my credit limit, you still won't let me make a purchase above my credit limit at any one time. EVEN THOUGH THE MONEY IS ALREADY THERE!!

Arrrrrrrrrgggggggggghhhhhhhhhh!!

[lph]

Dear Powers that Be,

Thank you for five shining days in the itsy-bitsy, but surrounded by oh-so-beautiful islands and mountains, "town" of Brønnøysund. Thank you for the patience I needed but usually lack, to get through my crash course in driving something with a large and scary engine without yelling at my driving instructor. Pun not intended.

And thank you for the peace of mind at the right moment so I managed to pass my test and get my licence.

Now back to my sadly neglected bike.

[Duck on Wheels]

Dear Bank of America,

When I electronically transfer money from my account to go towards my B of A Visa, I notice it immediately disappears from my checking account but takes 2 effing days to appear on my Visa. WTF do you think you are doing with MY money for 2 days? I need that money, in that account to pay for building materials for my house. Seeing as you think I'm a deadbeat and won't give me a decent credit limit because I "have not credit history in the US" even though I can show you how much I make per week and have a bloodly professional degree and am married to a man with a PHD, the least you could do is credit my account promptly!!

Not only that, when I add money to my account to provide increased credit above and beyond my credit limit, you still won't let me make a purchase above my credit limit at any one time. EVEN THOUGH THE MONEY IS ALREADY THERE!!

Arrrrrrrrrgggggggggghhhhhhhhhh!!

This is why my parents dropped BofA way back when they were farming. They'd send in two checks on the same day in the same envelope -- one a deposit and one a bill payment. BofA would charge the bill payment the same day, but spend 2-3 days creditting the deposit -- and charge them for the overdraft that caused.

[mimitabby]

This is why my parents dropped BofA way back when they were farming. They'd send in two checks on the same day in the same envelope -- one a deposit and one a bill payment. BofA would charge the bill payment the same day, but spend 2-3 days creditting the deposit -- and charge them for the overdraft that caused.

!!!!!!!

[chickwhorips]

another dissatisfied BofA customer.

if it wasn't for Alaska Airlines having 1 mile per $1 through BofA i wouldn't keep them.

[Trekhawk]

Dear Driver
If you dont know how to use the roundabout please please please avoid it. We only have 1 in the area so it shouldnt be hard.

This cyclist is so sick of nearly ending up in your boot because you slam on your brakes to give way to cars that are not in the roundabout. Heres a tip if you are in the roundabout you have the right of way.

[lph]

Dear LBS,

Yes, you have a nice owner. Yes, you have a cute Australian mechanic. Yes, I have spent hours and hours and lotsa lotsa cash in your store this winter, chatting with the both of you and getting my bike perfectly tuned.

That is exactly why I expect a bit more. I know it's spring, I know everybody else has suddenly remembered their bikes and drug them out from the inner corners of their basements and you have a lot to do - I don't care! I'm one of your best customers, and I booked an appointment ten days ago to fix a lot of things, the biggest being changing my rear derailleur. I even talked to both of you and we decided exactly which one to use. We agreed I'd drop my bike off Monday morning, and pick it up Monday afternoon. I need this bike, it's my car, and what keeps me sane.

I delivered my bike Monday morning, today. I phoned an hour later, to remind you of the derailleur we'd decided on.

SO WHY WAS MY BIKE HANGING ON THE RACK IN PIECES WHEN I CAME OVER AN HOUR BEFORE CLOSING TIME? And why, oh why, did it take until three minutes before closing time before the mechanic noticed that the rear derailleur needed to be changed???

I really would like to like you guys, but you're making it bl**dy difficult.

-signed, confused, and fuming

[mountainchick]

Dear virus thingamagigs living in my chestal section,

I would appreciate if you wouldn't decide to lie dormant an hour and a half before I am about to see the doctor. This always happens. I schedule an appointment for the doctor and you magically go away. They must think I'm nuts! I really am coughing up stuff, and it is hard to breath sometimes, and it ALWAYS happens after I start riding outside more than 2 days a week since the beginning of the year.

I would also appreciate it if you would cool it and leave me alone so when I actually get motivated to commute home from work I don't feel wiped out and gross. I reallyreallyreally want to ride for more than a week and a half at a time before having to take a break because I'm sick again.

Thanks a bunch,
Me (the brains of this whole operation)

[Blueberry]

Dear Driver
If you dont know how to use the roundabout please please please avoid it. We only have 1 in the area so it shouldnt be hard.

This cyclist is so sick of nearly ending up in your boot because you slam on your brakes to give way to cars that are not in the roundabout. Heres a tip if you are in the roundabout you have the right of way.

Amen! They're putting lots of these in here (one near us, and many more coming), and the drivers have not a clue what to do with them. Perhaps we need remedial drivers ed? They also speed up, pass right before the roundabout (thinking the bike can't keep up) and then slam on brakes. ARGH!

[Trekhawk]

Amen! They're putting lots of these in here (one near us, and many more coming), and the drivers have not a clue what to do with them. Perhaps we need remedial drivers ed? They also speed up, pass right before the roundabout (thinking the bike can't keep up) and then slam on brakes. ARGH!

One of the locals I know told me when they first put the roundabout in people just drove straight over the top of it.

I guess they are improving, I havent seen anyone do that.

[LBTC]

Dear Bank of America,

When I electronically transfer money from my account to go towards my B of A Visa, I notice it immediately disappears from my checking account but takes 2 effing days to appear on my Visa. WTF do you think you are doing with MY money for 2 days?

Sorry to say, Wahine, but all of the banks do this. And do you know what they are doing with your money? They are investing and making interest on it. The interest they charge us isn't enough! Can you imagine how much they collectively invest every day? And how much interest that gets them? Seriously, if you ever have money to invest, buy bank stocks.

See if you can get a line of credit for your renovations, instead. Credit cards are notorious for calmly explaining...we are not a bank account. We don't treat your money as a deposit on future charges.

Good luck with your renovations!!

Hugs and butterflies,
~T~

[Wahine]

Well that's what sorta burns me. When I was in Canada and had an RBC account and an RBC Visa, when I paid my visa it came up as an immediate transfer from one account to another. I don't remember there ever being a delay unless I was paying a bill to someplace outside of my bank.

Thanks for the good wishes on the renos. We're doing a serious reno. Read - we're building a custom house!!

I do not recommend this for the faint of heart. Yikes, I'll be broke before it's all over. But hey, it's going to be on heck of a house. Designed by outdoor enthusiasts for outdoor enthusiasts. We move in late April or early May.

Dear gods of construction,

Please let my house be finished soon. At least let me have a functional laundry room in the next few weeks.

Thanks.

[KnottedYet]

My credit union credits stuff like that immediately. Maybe look into a credit union rather than a bank?

[Wahine]

Thanks for the suggestion Knott. I'll be looking into a bunch of different options once the house is finished and we can settle in.

[Cella66]

Dear All of you that helped to ruin my day,

I tried, I really tried to be calm, mature and resonable all day. You win. I give up.

Signed,

Out of tissues