Vehicle help please

[chickwhorips]

i bank through wells fargo just because they are everywhere. i also have an account with a credit union down in arizona, not much good it does me now. i called and to get a loan through them, would be no less than 2 weeks. ouch!

so now the question is: do i get a loan through wells fargo whose rates seem to start at 7.59% or close my credit union in arizona, and go through one up here that starts at 6.81%.

my credit: i've gotten a loan when i was 20 for the alero that my dad co-signed on. i paid every bill early (besides being terrified of my dad and his threats if i didn't pay it, he also pounded into my head good credit) and sold the car when i moved here. that is my only car experience, i had that loan through GMAC and at 6% interest. otherwise i would guess my credit is good, if not excellent. hopefully this means i won't have to have someone co-sign on a vehicle again after having that one for about 3 years i think.

i feel so lost!

[xeney]

The RAV4 is little if you need to transport more than two people (including the driver). But the older models (before last year) have rear seats that come out completely, and then you have a ton of room.

We tend to leave the seats out for months at a time.