I don't believe toe overlap is a problem at all. I have a trek 2100 WSD which has toe overlap. It used to come with 650 wheels but they changed it to 700's. So that created toe overlap. But the only way you could ever hit your toe with your wheel is if you're fooling around at nearly a complete stop. You would never turn the wheel that much on actual turn while riding. Get on the bike and try it. You'll see how much you need to turn to touch. It's a huge amount.