Hmmm Denise: sounds like you need to retire to Albuquerque. Its high desert so it stays very dry - as a rule - year round. The temps aren't too cold in the winter so you can pretty much ride year round, and if you want to go XC skiing - just ride the tram right here in town to the top of the mountain (11,000) where there are downhill and XC routes at the Sandia Ski Resort. In the summer when the snow has melted - there are hiking trials all over the mountain, and MTB trails.