I wear the Avenir full-finger gloves down to about 28-27 then switch the the PI Lobster Claws. I've had great success with both. The coldest I've worn the Lobsters in was 12 with a wind chill of 6. Another forum I belong to has those crazy ppl that ride in subzero temps and they keep recommending the Specialized Sub-Zero Gloves. Not a clue what they cost but these guys have worn those with temps down to -Ungodly and swear by them.
Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways, champagne in one hand, strawberries in the other, body thoroughly used up, totally worn out and screaming: "Yeah Baby! What a Ride!"