Thanks, V. I appreciate the pounds vs gear ratio. Hard to figure that out until you do it. My only touring experience was in my 20s when I'd swap a 14-24 for a 14-28, swap the rear derailleur, add a few chain links, attach the paniers, and tour for a weekend on a 45-52 double.

I think the fat-tire touring/off-road 26" wheels will definitely be hand built. The 650 or 700c road wheels could go either way.

I am a fan of friction shifters. But this is a good chance to try the newer options before I make a decision. I would feel better with an 8- or 9-speed chain than a 10-speed. The bike shop wants to push the new stuff - probably because it's in stock.