Quote Originally Posted by Queen View Post
I belong to the Better World Club, it covers me in my car and on the bike. http://www.betterworldclub.com/bicyc...assistance.htm

I can't speak to their service as I haven't had to use it but I found some excellent testimonials online when I was shopping for a plan.
Queen, thanks for posting this. I ride alone in the country and could really use the added peace of mind/protection of something like that. And I love the idea of a group discount (maybe we can chip in for a "finder's fee" for you).

To add to the discussion, I carry a cell phone and money with me at all times, along with a spare tube, Co2 cannisters, etc. I also have a laminated card with my name, address, phone, emergency contact, insurance information, etc. I have several bike shop numbers programmed into my cell phone as well. I tend to ride near one in particular where they know me pretty well. While I have no concrete reason for this, I tend to think that if I was in trouble, they would come out and get me if at all possible. My fear, of course, is that I'll be involved in a hit-and-run accident and be unable to call for help. I'm torn, for that reason, between keeping my cell phone in a jersey pocket (where it could get smashed if I fell) or in my seat bag (where I might have trouble accessing it if I'm in an accident and thrown from my bike).