I was in a job with a very homophobic clinic manager who made my life a living hell. She was so awful to me that my patients were even commenting on how she treated me. The regional manager offered to move me to another clinic staffed by the same company, but it would've meant a much longer commute and I would've had to stay for another 3 or 4 months with the rotten clinic manager.

I left that job (making more money than I'd EVER made, which still isn't much) and took a job in a small private clinic for less $$. (Another private clinic offered me more, but the place felt kind of creepy.)

Now that small private clinic is facing big financial problems. I'm still, years later, not making what I did with the large company.

Sometimes I regret my decision. I will likely "jump ship" soon anyway.

Finances are very important, especially if you are single. Worry about your own financial health, but also CAREFULLY check the financial health of the place you are thinking about working!