Man... A car loan is something I'd NEVER go for. The interest rates are way too high and my Dad even said "There's only one loan you should ever have and that's a mortgage on a house"

I bought my first car outright for $5000. She's still running FANTASTICLY. Sure she's now 12 years old, but She's economical so I'm not spending much on fuel and I only use her now when I visit the parents... who live in in an adjoining shire a hilly 22km away. But even then I'm almost at the stage where I can start visiting them on the bike!

Rent's 260 per week, We're 4km from work, 7km from the city and just in a REALLY nice area. When we settle down and buy a house, we'd love to settle here. (which won't be for a while since the house market is falling and we don't even know if we're going to be here for that long) we'