Mimi -- not tight, snug. Too tight is bad news. I made the mistake of wearing a liner with a narrow pair of gloves that had a thick, fleecy inner-lining. My hands were clumsy for riding, and hurt like heck afterwards. I removed the extra liner part way into the ride & it was much better. I buy a larger size glove if I plan on wearing it with a liner, but I make sure not to have too much extra material hanging on the ends of my fingers. Baggy = cold.
I've also experimented with different liners & have found that thinner is better. You don't need a lot of bulk to give your hands a little extra insulation. Wearing 2 pairs of gloves is too much bulk, going to one warmer pair with a skinny little liner works much better.
PS -- I rode today at 19 degrees F with a windchill of 6! My hands were just fine.



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