Fire - aftermath

[Tuckervill]

So sorry to hear it was arson.

And I'm with Mr. Silver, and for the same reason. Sometimes you just have to make it right and the only way is to sue.

Karen

[Bikingmomof3]

((((((((((((((((((((((withm))))))))))))))))))))))))))

I am so terribly sorry.

Thank you for the tips to help spare any of us what you are currently going through.

I am not an lawyer, nor do I pretend to be, but there appoears to be some clever ones on hear, their advice sounds quite resonable.

[makbike]

Martha:

Stay on top of the insurance company for they can and will slow down paying on suspected arson claims. My sister's restaurant was torched several years ago. The fire marshall and other investigators cleared my sister and her family fairly quickly but the insurance company refused to pay on the claim on the grounds that they felt my sister/her husband/ and or their son set the fire. Consequently, my sister lost both her businesses and had to file for bankruptcy. Her credit has been destroyed, her wages are being garnished and the state IRS is making her life very unpleasant. What they learned after all of this was there is no law to force an insurance company to honor their policies in a reasonable amount of time - they can and do drag their feet so prevent paying out on large claims. Please be careful for I would hate to see you and your family go through the h*ll my sister and her family has been through these past 4 years.

[withm]

Marcie

Yikes! Well so far it's been going well, but it's only been a week. There has been a string of "suspicious" fires in the area in the last few months, and apparently the authorities have an idea on at least one of the perpetrators, but they are trying to build a case, and of course will say nothing. They have prepared us for the ultimate court case years down the road where the defense atty will try to discredit us in an effort to get the perp off. Our legal system at work. I see this being tied up in "stuff" for a long, long time.

Sigh......

[Blueberry]

Withm-

Thank you for offering reminders for all of us....I just changed batteries in my smoke detectors (we're going to have to use space heaters for a week because our central heat died and the parts will take that long to come in - plus we have a home warranty company in the middle).

Insurance companies should not be able to get by with what they do. You might want to consider getting a lawyer involved if they drag out too long. Sometimes it works, sometimes it doesn't.

In any case, good luck to you! My parent's house burned to the ground when I was a baby (we were on vacation). The firemen threw the pictures out the window to save them. Everything else was a loss.

CA