The Shoe covers and good gloves are key. Something to cover your ears either a balakava or nice warm fleece earwarmers, not too thick so they will fit under your helmet. Sunglasses as always. A helmet; an undershirt (like a polypropylene underwear long sleeve top; a warmer shirt like a fleece lined sports shirt (if you don't have one, buy a long sleeve fleece lined jersey); a nice warm jacket. It does not have to be a cycling jacket, but should be breathable and wind proof is a real help. A pair of fleece lined tights. Regular bike shoes are fine with the shoe covers over. Warm wool socks.
Layering is the key. You will find at what temperatures (Wind plays a great big factor in this), but on a bike you always generate wind so keep this in mind. If the above isnt working, take off a layer, add a layer, sometimes all you need is a light windbreaker jacket over the top if it isn't too cold. Everyone's tolerance for cold is different. The ears, head, the face, the fingers and toes are the crucial things to keep warm.
The rule of thumb is put your clothes on, go outside, if you are little chilly, you are dressed just right cause when you get warmed up on the bike, you will be just right. (Beware if it is windy though, bring an extra layer just in case).
Jerseys are good for bringing extra layers cause most of them have pockets that you can throw your extra layers in when you don't need them.
That's the basics. Now you just have to go out and play around with it. Remember, long rides in cold weather are sometimes too long. You just can't keep your core temperature up that long.



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Since you are talking about it being cold, I assume you are in the northern part of Ohio? I am in the much warmer southwestern section. 