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  1. 12-08-2006, 05:24 PM #1
    Nanci's Avatar
    Nanci
    Nanci is offline Team Paloma
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    Dear SS,

    You are on TD. You probably already know I am hellishly late with my November gift. My finances are so screwed, it isn't even funny. I haven't forgotten you, though. I just tonight closed down the oldest credit card I have rather than pay 32% interest. I have never had shi*ty credit in my life. I don't know how I got like this. However, I am trying to keep my head above water, and managed to pay off two tiny credit cards today. It's just, with the big one, the last payment was $935, which I couldn't get out of that check, so then I paid it today, but it was late, so some girl called me today and told me that the payment due now was $2000- right! I'm like, I'm inches away from consolidating them all- so I got on this "payment plan"...It all happened because of overspending at IM Florida. So anyway, I'm trying to catch up, and I will be sending you a spectacular gift as soon as I can pay cash for it- please be patient.

    Nanci
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    "...I'm like the cycling version of the guy in Flowers for Algernon." Mike Magnuson
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  2. 12-08-2006, 05:29 PM #2
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    I hate my life.
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    "...I'm like the cycling version of the guy in Flowers for Algernon." Mike Magnuson
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  3. 12-08-2006, 05:34 PM #3
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    kelownagirl
    kelownagirl is offline What's next? A half iron?
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    ((((Nanci)))) Money troubles suck. But we've all been there at one point or another. Happy to say mine are behind me but I certainly hadmy fair share of gut-wrenching worry over finances. Even had to sell my house to pay of debt and buy waaay down. Hope you get things under control really soon. It will get better. I always try to remember that in the grand scheme of life, my money problems pale in comparison to the national debt. More (((hugs))) Consolidating debt certainly helped for me, as did creating a clear budget and sticking to it. (Ugh, I hate that word 'budget"...)

    Of course, this is all assuming that money, or the lack thereof, is the root of your unhappiness...
    It is never too late to be what you might have been. ~ George Elliot


    My podcast about being a rookie triathlete:Kelownagurl Tris Podcast
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  4. 12-08-2006, 05:41 PM #4
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    Pretty much. That and the 30 pounds I've managed to pack on...

    Nanci
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    "...I'm like the cycling version of the guy in Flowers for Algernon." Mike Magnuson
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  5. 12-08-2006, 05:43 PM #5
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    But some days I wonder if I'm ever going to see my grandson before he's old enough to drive down here himself.

    Nanci
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    "...I'm like the cycling version of the guy in Flowers for Algernon." Mike Magnuson
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  6. 12-08-2006, 05:45 PM #6
    bambu101
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    Glad to hear that Jennifer's back home again, and it was not a stroke.

    Rest up and let your family spoil you rotten!!
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  7. 12-08-2006, 05:45 PM #7
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    kelownagirl
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    Quote Originally Posted by Nanci View Post
    Pretty much. That and the 30 pounds I've managed to pack on...

    Nanci
    Don't you just hate that aspect of being female and forty? You can just LOOK at food and gain weight....

    Why do you think you may not see your grandson? And where does he live? How old is he? Do you ever get to see him?
    It is never too late to be what you might have been. ~ George Elliot


    My podcast about being a rookie triathlete:Kelownagurl Tris Podcast
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  8. 12-08-2006, 05:51 PM #8
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    I saw him once! He's way up in Minnesota. 24 hour drive. Possibly I wouldn't be gaining weight if I was sticking to my diet and riding my bike more than once a month...Oh, he's 2.5. His mother has the bird that is eating it's own leg, remember? I thought, instead of me traveling up there on the money from my big OT check from today, which wasn't that big after all, after they took out $942 in taxes/bullsh*t, I would just send her some cash to help with the thousands of dollars vet bills, but I guess that isn't happening...50, not 40.
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  9. 12-08-2006, 05:55 PM #9
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    Nanci
    YOU are 50??? you look like you're 28 years old. NO KIDDING!
    Mimi Team TE BIANCHISTA
    for six tanks of gas you could have bought a bike.
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  10. 12-08-2006, 05:58 PM #10
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    50 - I was rounding down.... (maybe way down, but hey...)

    24 hours, that IS a long way away. And it's tough to stick to a diet when you're feeling down - I guess the weather down there isn't as much of an issue, but I sure am finding it hard to get interested in biking right now. I'm hoping my back is feeling up to trying out the trainer again this weekend. If I don't diet ADN exercise, I can't lose weight at all...

    Have you always lived in Florida?
    It is never too late to be what you might have been. ~ George Elliot


    My podcast about being a rookie triathlete:Kelownagurl Tris Podcast
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  11. 12-08-2006, 06:06 PM #11
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    Hey Nanci,
    I grew up really ...really... poor. I know the feeling.
    I have a Secret Sister Dilemma suggestion for you if you want... instead of waiting for enough money to buy your SS a big gift, why don't you give her something heartfelt and simpler instead? Listen, i have read right here on TE the evidence of your wonderful writing talents (tarbaby rat fetus, anyone?). No use denying it. Why don't you MAKE a little handwritten mini-book for her? YOu could probably make something up in an hour or maybe two. Perhaps just a few pages of some of your wonderful prose, or just random thoughts about biking, or if you draw a blank or writers block- how about just making a booklet story from your tarbaby story? Some pasted in cut-outs or rough sketches scattered about on the pages, some ribbon, glitter....have fun with it and don't worry if it is "good" or "bad"- it will be an absolute treasure regardless. Remember, the theme for November SS was "Fun things".
    I'm sure she would love it to pieces (I know I would!!), and she'd be totally the luckiest SS there EVER was.
    Last edited by BleeckerSt_Girl; 12-08-2006 at 06:10 PM.
    Lisa
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  12. 12-08-2006, 06:08 PM #12
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    That is an awesome idea Lisa.
    It is never too late to be what you might have been. ~ George Elliot


    My podcast about being a rookie triathlete:Kelownagurl Tris Podcast
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