I hope the small shop is *not* charging you an assembly fee. The deal they get with terry is that terry pays them the assembly fee. Terry also gives you X days to return it if you don't like it and be sure the shop doesn't give you a hassle about that. But, to be honest what the big shop didn't like is that they wanted you to have them order the bike through terry for you (even if not a terry dealer they can do this) and then they would have made more money on the deal. This was how it worked with my bike, but at least the shop was really honest that this is how they do it (but they are a terry dealer, even though I was referred to them from terry and not the other way around). Terry was very agreeable.
p.s. a local perforance is bad. no you have to pay sales tax online which you didn't before if there wasn't one in your state.



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Oh, we also just got an REI a month ago as well...so the local shops better get their act together!
