Lets hear it for REI! I just got 2 more pair last night - I'm wearing them as "slipper socks" around the house now too! and Pedal - you ROCKKKKKKKKKKK!!! I picked up the Lobster Gloves last night and wore them this morning - 31 with a 25 wind chill. My hands were comfy cozy the whole ride. I can do this ladies - and I can do this because of everyones help and advice! My advice - Never start back into cycling during the fall - I've dropped more money lately getting my "winter gear" then I probably did buying my bike! yeah yeah - it'll last me forever - but I keep shredding the receipts - I do NOT want to know what I"ve spent so far! 
Mitre - never heard of Kerb Foot - I can't even imagine how uncomfortable that must've been to have 1 warm foot and 1 cold foot!!
Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways, champagne in one hand, strawberries in the other, body thoroughly used up, totally worn out and screaming: "Yeah Baby! What a Ride!"