I'm not sure if Squirrel was talking to me or you Lette, but I was dressed Perfectly
By fleece, I sure don't mean a jacket. It is a thin fleece biking wear item. I was never hot, never sweaty, and almost never cold. Even when we took quick breaks to gobble a snack, I didn't get that cold sweaty feeling.
When I got in my car, that was the first and only time I felt a little sweaty (only on my back)
Most importantly my booties were great. First ride ever in cool weather with warm feet!