Meh, I just add another layer or two and head out if it is cold. Thankfully, the winters are milder on this side of the state than they are when I was living up next to the Teton Mts. Now and then I will put the road bike on the trainer, but the weather has to be pretty bad for that to happen.
Four wheels move the body, two wheels move the soul.
2010 Kelson custom/Brooks B17 Imperial
2009 Masi/Terry Damselfly
2004 Specialized Dulce Elite/Terry Damselfly
2003 Gary Fisher Tassajara/unknown saddle
1987 Bridgestone 100/Terry Liberator X