Use Tergaderm bandages and silver sulfadiazine on road rash for fast, somewhat scar-free healing.

I had a wreck in Calcasieu Parish, Louisiana many years back due to loose dogs. The owners didn't want to assume any responsibility for damages, which were significant. Calcasieu Parish has leash laws so I had a leg to stand on. My homeowners policy would cover the new bike and trip to ER; however, when they learned the address of the dog owners, they were clients of State Farm, too. What fortune! State Farm informed them they would be covering all my expenses and providing pain and suffering $$$ for shoulder damage. The shoulder hasn't been right since.

The first ride after healing found the dogs still loose. I called State Farm who immediately called the owners and informed them the dogs had to be controlled at all times or they would drop them as clients. They had legal grounds to do so. On all future rides, the dogs were controlled.

For those with Neighborhood Politics, your insurance company may be able to help. Owners are responsible for controlling their pets and damages incurred when they aren't controlled, if leash laws are in place.

My neighborhood is kinda' like Mr. Rogers.......everyone's nice.