Mimi- your fundamental problem is that you don't understand gearing. First of all, groups, like record, chorus, veloce, indicate component weight and performance. For example Record is for racing so is lighter and more expensive than chorus which is lighter and more expensive than veloce. On the shimano line, it goes durace>ultegra>105. It is often thought that chorus and ultegra are the best values in terms of most bang for the buck. Another consideration, at least in the shimano line is 10spd vs 9spd. 10spd is great for tight racing gears, but 9sp lets you mix and match shimano mountain components (which go XTR>XT>LX). On my bikes, by having a compact double in front, I can use a road casette in back for normal riding and a moutain casette for hilly riding. Casettes (the rings in the back) and chain rings (the rings in front) are interchangeable, you choose different number of teeth for different applications. Swapping casettes is so easy that I even swap them depending on the terrain of the planed ride (i.e. you can own more than one). To choose the gear range you want, go to Sheldon Brown's website and click on his gear caluclator (http://www.sheldonbrown.com/gears/). While gear inches may not have too much meaning to you now, try viewing the results by speed. Input a typical cadence for you, and this will tell you how fast you'll go in a given cadence in a given gear. Then, pay attention to what gears you use on what terrain, to get a sense for the range you need. Turn those numbers into gear ratios so you can start thinking about it that way, since there are lots of different ways to get the same gear ratio.



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