Women's cylcing apparel in DC area??

[HillSlugger]

Thanks, I think I was going to go underdressed. Some guys told me not to wear more than one base layer and a jersey. I know that isn't enough. As for a jacket, a whisper jacket, long sleeve or something more? It turns out it will start at about 41 deg in the am. toe covers to start?

I did a ride last weekend with a starting temp around 39 degrees and one yesterday with a starting temp around 45 degrees. Yesterday I went without the helmet cover or the toe covers but used them both last week and was glad for them. I ended up taking off the helmet cover at the halfway point but kept the toe covers on and still had cold toes.

My jacket is long sleeve, coated for wind and water resistance but not very breathable (I'm hoping for something nicer as a gift). I ended up unzipping it and my jersey at the neck but never taking it off until I was back in the car.