I wear very short cycling shorts under my knee-length skirts if I'm going somewhere that I'd feel uncomfortable in my lycra. The skirts I'm talking about are casual, fine for the grocery store or where ever. The black shorts are long enough so when the skirt does ride up anyone paying undue attention to this 51-year-old's body can easily spot the shorts and get their minds right .

When I use my bike for errand-running this works the best for me plus keeps my bottom comfy with the chamious. I also have the Terry skort and that works well but no chamious in the commuter length that I have.

No heels -- don't wear them under any circumstances!