Guys, I need your advice/counsel. Just found out the couple who own the dogs has decided to pay out of their pocket (as opposed to insurance) and have stated they will only pay the initial $700 for urgent care and x-rays. That leaves me with $500 for bike repairs and chiropractic therapy. The choice is: drop the matter and accept their check, or take it to small claims court. The deal is that they live very close to me and for me to bike in this neighborhood I will have to go past their house every time. The last thing I want is animosity going on here... The county I live in does not have a leash law. The guy was upset that I went to urgent care instead of the emergency room, because he said it was more expensive. Mind you I didn't call for an ambulance (expensive), and my mom (who picked me up) took me to urgent care since I had been there previously...

As for the $500 bills that isn't covered: $120 for bike repairs, new helmet, mirror, and bar tape (the bike shop's service agreement covered the majority of the repairs for free, and gave me half price on the replacement items); and $320 for chiropractic therapy, which we chose instead of the MRI the urgent care doctor recommended. The chiropractor also adjusted the bill down.

The shoulder is better now. I just honestly feel like I have tried to be more than considerate in this. Don't want to take advantage of them in any way. Have any of you had dealings with this type of legal - bike issues??????? I'm not scared of small claims court. But the thought of wondering what "could" happen any time I pass their house......... FYI, I don't have medical insurance.