when I took a (FREE!) fix-a-flat class the instructor had us all change our back tire. We had to deal with the "guts", and really they weren't that big a deal once you saw how it went together.
If the back wheel intimidates you (and it sure as heck intimidated me!) practice just taking it on and off before you practice changing the tube. Just remember to lift the derailleur by rotating it back with your hand before you put the wheel into the drop-outs and it all goes peachy.
"If Americans want to live the American Dream, they should go to Denmark." - Richard Wilkinson