Thanks for all congrats and advice. I have been doing all the work since DH works long hours, it is very stressful. Finance was not my favorite subject, so talking about it makes me dizzy. I made a very hard earned B in that class and wish I understood more. Sometimes I ask the loan officer or realtor the same thing in three different ways, I am determined to know what we are getting into!

Fixed- We are buying in Liberty Hill. Everytime we ride out there it is a quiet and challenging. We liked the same floorplan in Georgetown, but the neighborhood was too far in town.

I can say the other priority, our furbabies, will be getting a very nice backyard to play in. They have patiently waited through four apartments for a place to run and play off their leashes.