I wish there was a simple answer...there is not I'm afraid. But....like many of the others on this board...Been There, Done that, and that, and that...
Like you, I am not a product of an over-generous family. I have put myself through school twice, and racked up the bills for it. Against my better judgement, there was a lot that I put on credit cards when I had no other option. I haven't used the CC's in years, and still owe what I make in a year. (I am currently a temp as well, with 2 degrees. They say there are all these jobs out there, but....they're just not in the right field I guess.)
Money problems suck! It's the root of all evil. Really!
The boyfriend issue...he obviously wasn't strong enough to stick with you in hard times, so screw him.
With all of the bad stuff however, it will pass. It's hard to think that when you're eyebrow deep in crap...but remember these 2 things:
1) Everything happens for a reason
2) Sometimes you have to taste the bitter, to be able to enjoy the sweet.
Hang in there buddy. You'll get through.
cheri
Life is what happens to you while you're busy making other plans.
John Lennon, "Beautiful Boy"