You should be able to pick up a 2001-2004 symetry on ebay or at the terry buy/sell site for ~$300-400, so perhaps your best bet is to watch ebay for that. Look over the geometry charts to see if you prefer a 19" (73 degree STA w 49 cm top tube) or 20". I find going down a size is fine as long as you can get your saddle and bars high enough, cuz then you can use a longer stem for better handling. You can always turn them around at the terry site if they don't work out for you. There are 2, 19" bikes now at the webiste, yes their prices are high but maybe they'll negoitate if they aren't moving. I think the 2001-2003 isis and symetry in steel are just wonderful bikes.