HipGnosis -

I'm so sorry you're going through this - I was there many years ago - it's not an easy place to be - but if you take it one day at a time you will get through it - as they say "this too shall pass"

I would be marching my happy a** into financial aid and demanding some options from them since it was their responsibility to process your forms. That, to me, is just not acceptable. There are always options - you just need to find them.

Good luck - you'll get through this..