One last thought. Be really careful when you compare the terry bikes to the Veloce. You said you have a Veloce. This bike has a sloping top tube so you have to sure to be comparing the virtual top tube which on the 53 cm is published as 53.5 w a 75 degree STA. The 20" Isis has a straight top tube of 50.8 cm w a 74 STA angle. The 1 cm shorter seat tube angle shortens the reach by 1 cm, so if you correct for that its like the tt were only 49.8. The seat tube on the veloce is a center to top measurement while terry measures center to center, so more informative is the standover height which is 30 on the veloce and 30.4. So if your inseam is >31.4 you could clear the top tube on the 20" terry and have a reach that is a 3.7 cm difference in reach, coupled with a short reach bar and short reach brake levers I think would do the trick. Given you can still get the 2005 titanium isis in 20" on the sale page, and return it if it doesn't work out, I think its win win. Also, be aware they will swap parts, so if you want a different width handlebar I know they will make the swap (they did this for me). Maybe you can even negoitate about the price since the 2007 bikes are coming in and that bike is a 2005, although in my opinion I'd rather a 2005 ti bike than a 2007 scandium.



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