that was pretty much what I asked. Her previous relationship was lousy, so when she honestly didn't care if she was at work or at home, she figured "why not work, I get money for being there" and even after that, she got 'used' to it, so... yeah. I don't *think* we need the money, but she feels like it's 'safety' and the more of it she can have, the happier she is, though I remind her (sometimes getting sort of upset) that she's going to look back on her mid-to-late 20s as "That time that I.... worked." She doesn't get it... and when I try to explain it to her, she flat out says "I don't get it. Money's a good thing. I have all the time in the world."
... I wonder if the fact that her dad is an accountant has anything to do with it?