Yup: I just leased my new truck in March and my insurance payments are lower on the 2007 F150 than they were on the 2004 Ranger. I had been trying to get them to reclassify my vehicle for the past year but it took the final odometer reading from the Ranger to get them to change it. My truck is now classified as a secondary vehicle with 7000 miles or less per year. I was told they (Allstate) would be calling me every year to verify the mileage but so far: I'm 500 miles in the bank so to speak on my monthly avg to keep it under 7000.

Yet another perk for bike commuting!