Thanks everybody!

I guess the real answer all will come down to cash... if I can only come up with $1600 or so by spring, then custom won't be in the cards. I don't want to have to wait a year to get my road bike! I'm going to have a full fit done in the next few weeks. Maybe, if I'm lucky, the standard sizes will be what is best for my body!

I'm very lucky - DH is most concerned that I enjoy the sport, and he (along with all of you!) says that the fit is the most important thing. He keeps checking in with me... wants to be sure I am doing this for myself and not because I am trying to make him happy (he's been a "serious" cyclist for about fifteen years now). Um, no dear -
It's all about ME!!!