Pooks, you're the BEST!

All the time, I have tire irons, spare tube, and a patch kit in the saddle bag. A frame pump is attached to each bike.

Cleat covers, ID, phone, money, and munchies go in the jersey pockets.

If I'm going out for a longish ride in hot weather (over 40 miles or so), I usually wear a Camelbak and jersey items go in that, plus MORE munchies. I recently started bringing "uncrustables" with me, per some recommendations from this group. I let my DH try it and he said "Wow! And it's on Wonder Bread!"

In the colder weather on the road, I'll usually cram a jacket in my jersey pocket if I warm up enough to take it off. I travel pretty lightly, I guess.