My saddle bag is kind of little -- it's got room for a tube and one of these multi-tool gizmos, and tire irons. I've needed the multi-tool, but not the rest of it so far, which is good, since I've changed my tire size and now the tube is for DH's bike and not mine! There's room for my garage door opener and possibly my cell phone in there if I don't want to carry anything else with me that day.

There's my Camelbak for water.

Then there's my handlebar bag for the stuff I might just want access to: camera, snack, chapstick, phone, and ID.

DH has been carrying the tire pump, but lately I've been thinking I should get one, cuz what if I'm out without him! Of course, he does not carry his spare tube, so he's up a creek too, without me along! We HAVE to get more organized one of these days!

Karen in Boise