I would buy the bike. I know for me, I rarely find the *perfect* anything... and everytime I have found something I *love* and I think that I will keep looking, I always go back to that orginal item. Unfortunately, sometimes it is gone.
If you really love it, get it. You can find a way to get the goodies later. Maybe sell some items you don't use/need anymore or save some money from paychecks.
Also, if you really need shorts, I would even be willing to send you some of my old Cannondales. They are nice, but the padding is a little thin, but will certainly work for 10-20 mile bike rides. Not perfect stuff... but FREE!
"Life is not a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather, to skid in broadside thoroughly used-up, totally worn out, and loudly proclaiming: WOW WHAT A RIDE!!!!"