I'm the same boat with Pam, you need more than one helmet! I usually try and stay around $50 to $100.
I actually have 3:
A Giro havoc - nice helmet, but i've "fredded" it up with reflective stickers(The base is red)
A Purple Giro Monza
and a silver Limar 911.



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I will probably go with the Havoc if they have my size as it appeals to me a bit more, people here like it, and it's ponytail-compatible (and I'm growing my hair!) 