Yellow - what you did sounds like what I'd like to do. 25%? Sounds like an obtainable goal. A little disheartening to hear you didn't come to any revelations. Sounds like you worked it out though.

Mimitabby - I've never been a person to live in debt. So that isn't an issue for me.

I don't need a lot. Don't have any vices like clothes or shoes. Don't need night clubs. Enjoy eating out but can change that. I do like to buy sports equipment though. But I have a mtn bike, road bike, kayak, racquetball and climbing equipment. So I don't think there's much else I'd want. House should be paid for by the end of the year so that just leaves the car. No credit card debt! I will be vested at work in two years so there is no way I'm leaving before then. Guaranteed something at age 60 that way. I'm saving about 15% of my income for "the day" I can quit. Had a nice little nest egg goin' until we had to replace our heat pump. $5000 bucks down the tubes! Going to tell DH that this money is NOT for for short term needs. Biggest concern is health insurance. DH is a cancer patient and is insured through me by work. Don't know how I'm going to get around that one.

You all are giving me some things to think about. Just don't know how to figure out how much $ I'll need to quit work for a year without ending up in the poor house.