I ride my current road bike of choice: right now that would be the new Trek 1000 WSD. I don't use panniers, I use a backpack but I don't have to carry a laptop, just change of clothes and lunch. It's also big enough stop at the store for a few simple items. I was riding my Peugeot in the winter with bigger tires but the bike is really too big for me. I"m thinking I may put smooth tires on the MTB and ride that this winter......I just don't want to be on skinny tires on the ice. but it's not winter yet so I don't have to decide right now! LOL