Wow, I think I have learned more from reading all these replies then I have searching the web for the last few days! This stuff is hard to figure out when you are new.

I am so glad that I got a diverse set of reactions and opinions. I feel like I can better picture what I really want. I think that the bottom line is that I want to ride on the sidewalks and across the street, I am not sure if riding in the street is my thing. Ok, so I am terrified of getting hit by a car! So, I am thinking of looking into a hybrid. I dont think a road bike would be a great choice if I know that I will always be on sidewalks.

Secretly, I am hoping that I will be browsing a bike shop (sorry, LBS! LOL) and come across a killer deal on some amazing $2000.00 road bike that just happened to go on sale right as I walked by for $250.00!!!!

Ok, so I am dreaming!

Thanks again for all the info!!