Hi Mimi,
I understand your frustrations! I'm 5'7" with the "longest inseams on the planet" says my frame-builder. And I have a short torso.
The ONLY bike that fits me is one with a really short top-tube, and long seat-tube, which makes for some really steep angles. A 24" front wheel was the only option; no steering clearance with a 700c or 27". When my bike was made in the late 80's, there wasn't even a Terry bike that would fit me. That may have changed since then though.
Even after having my fitting done, I have tweaked a bit with my own position.
How is your handlebar height? Rivendell says a good starting point is to start with the handlebar tops level to the top of your saddle height, but the bars shouldn't be more than 5cm lower than the top of your saddle.
HTH,
Judy
Think of bicycles as rideable art that can just about save the world. ~ Grant Petersen