I'm so sorry! That's terrible. I hate bad drivers enough as it is, but this is just inexcusable. I broke my "wrist" in February (snowboarding fall), it was actually a distal radius fracture: arm bone near the wrist. I didn't have to have surgery, just a cast for 2 weeks, then a splint for 2 more weeks, then I was on my bike 6 weeks after the fall. Yours will likely take more time since you are having hardware put in. However my advice is be adamant about starting physical therapy as soon as possible. Make it very clear to your therapist that you want to get back on the bike ASAP. I think a lot of therapists are used to dealing with sedentary people who's primary goal is to be able to get back to using the remote control. Do your home exercises diligently. Good luck and keep us posted on your progress!