I'm a 36 C and I have trouble finding jerseys that aren't too tight in the chest as well. I think that whoever is designing these things assumes that all women who are athletic wear a size A bra. Not true! Anyway, of my 3 jerseys, 2 fit better through the chest, one is from REI, its the Novarra brand. Its a sleeveless and the arm holes are perfect for me, not too big, not too small. The length is good, but it does have the elastic hem. Doesn't ride up on me though. The other one is by Canari, its a long-sleeve without the elastic hem and is super comfy. My DH has a short sleeve Canari and his has the elastic hem, so I don't know if they only leave it off the long-sleeve??? I saw you are moving to Denver this fall. I live about 30 mi. north of there, but very near Boulder and it really doesn't get more outdoorsy than Boulder. I can't say the ladies selection here is great. Not bad, but not great, so don't get your hopes up too much. The riding is excellent though . . .