Ok, I've really gotta knuckle under if I want to blow a lot of money on the bike of my dreams.

I have to pay off my Visa card!

Yup, others may have the lofty goal of riding 5,000 miles in one year to get them to that new bike; but my goal is to pay off $5,000 of 10% interest debt.

Dang, that's gonna take a while.

Meanwhile, my beloved custom-built gloss black Soma Double Cross with downtube friction shifters and Salsa Poco bars and Soma brake levers and Shimano/Sugino/SRAM drivetrain and Tektro Oryx cantis and handmade wheels, etc etc is waiting for me.

The frame alone costs more than my entire Kona Dew. Shrink, Visa, shrink!