Thanks for the tips! I drove the 30 minutes to the LBS to order fenders. But, your reply brings up another rain issue. What's the best way to clean up my bike after riding in the rain? My princess bike has yet to encounter her first raindrop.
I do have disc brakes though, so maybe that will help with stopping power when I cruise through the rain.
I understand that the summers here are very, very, hot and humid, so riding in the rain might end up being quite refreshing.