Probably...I've just heard a couple of horror stories from friends whose claims were denied/reduced *even though they had proper documents* because the insurance rep just didn't believe that a bike could cost that much.
Plus there's the whole thing about how long is it going to take them to actually process it. I don't want to wait six freakin' months for them to figure it out.
The propaganda around the bike-specific insurance companies leads me to believe those things aren't an issue.




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