I know when I looked at insurance when my husband was unemployed it was horribly expensive and there was no way to afford it. (Couldn't afford Cobra either). I ended up with insurance through the restaurant I worked for at the time, but in truth that insurance was not really worth anything unless you ended up in the hospital. I actually was shocked the first time I looked for insurance after graduating college and moving. My dad retired from GM and always had great insurance. I've just been surprised how horribly expensive it is. Currently through my husband's work we do have very good insurace, low co-pays, $5 for generic prescriptions (20% for non generic), we pay just over $200 a month out of his paycheck. Dental and vision are less than $10 per paycheck and are together in a plan that is sperate from the health. I agree with the rest of you that health care costs are crazy.