My financial advisor is reminding me that I should have a will and designate someone with power of attorney. (Hopefully neither will be needed for a very long time, but it never hurts to be prepared.)

I'm curious how others have handled these documents -- through an attorney, or using software or websites that help you set up legal documents. I looked into a popular website that does this sort of thing, but then I read that all they do is charge you to provide documents that you can find for free on your own without providing any actual legal advice.

My situation is pretty simple, since I'm single and have no dependents. So it might be overkill to pay an attorney, but then again maybe it's not?

Anyway, I thought it could be useful to open a discussion about it, since it's a topic that everyone ought to deal with, especially if you do have dependents.